PRIVACY POLICY

Your privacy is important to us. This Privacy Policy explains what information may be collected by our web site (whether accessed via computer, mobile device or other online technology), how we safeguard that information and how that information is used or shared with others, and how that information is not used nor shared with others.

PLEASE READ THIS PRIVACY POLICY CAREFULLY BECAUSE BY USING THIS SITE, YOU AGREE TO THE FOLLOWING TERMS.

  1. Information We Request Periodically

Investing From The Beach, as part of Toro Oso, LCC, may ask you to provide Personal Information that could reasonably be used to contact you or to identify you personally (such as your name, e-mail address, and telephone number) when you request information, participate in some promotion or survey, or otherwise communicate or interact with us. We may also ask you to provide demographic information (e.g., gender, zip code, age, etc.), preferences and interests, in order to help us provide more interesting, relevant and useful information. Of course, if you do not want your personal information collected, you should not submit it.

  1. Information Collected Automatically

Whenever you visit or interact with us, our site and any third-party advertisers and/or service providers linked to us may use technologies to automatically collect information about how you accessed and used our site. This usage information may include browser type, operating system, the page served, the time, and the preceding page views. This data informs us about how visitors use the site. Such usage information is generally non-identifying, but if our site associates it with you as a specific and identifiable person, we treat it as personal information.

This site also automatically collects your URL or other unique device identifiers for the computer, mobile device, or other devices you use to access us. A device identifier is a number that is automatically assigned to your device when you access a web site or its servers. The technologies used on this site include:

  • Cookies. We may place cookies or similar files on your device for security purposes, to facilitate site navigation, and to personalize your experience while visiting this site. Cookies allow us to collect technical and navigational information, such as browser type, time spent on our site, and pages visited. Cookies allow us to select which of our advertisements or offers are most likely to appeal to you and display them while you are on the site. If you would prefer not to accept cookies, change your browser settings to notify you when you receive a cookie, which lets you choose whether to accept it, or simply set your browser to automatically refuse cookies.

  • Pixel tags. A pixel tag is a transparent graphic image, sometimes called a web beacon or tracking beacon, placed on a web page or in an email, which indicates that a page or email has been viewed. In addition, a pixel tag may tell your browser to get content from another server. Our pixel tags are set only by companies we work with and supervise. In order to ensure the safekeeping of your information, network advertising companies and publishers are not permitted to directly collect information on our site.

  1. How We Use the Collected Information

This site uses information we collect about and from you for a variety of business purposes, such as: to respond to your inquiries; provide you with access to certain areas and features on the site; verify your identity; communicate with you; tailor content, advertisements and offers we serve you, including sending you emails about programming-related information regarding new content; to survey visitors about various topics, including their podcast listening and other entertainment preferences; improve our services; and for purposes disclosed at the time you provide your information. No other uses are made without your express consent.

  1. Sharing of Information

Except as provided in this Privacy Policy, we will not provide any of your personal information to any third parties without your specific consent. We may share non-personal information, such as aggregate user and usage statistics with third parties. We may also share your information as disclosed at the time you provide your information, as set forth in this Privacy Policy and in the following circumstances:

  • Third Parties Providing Services On Our Behalf. In order to carry out your requests, to make various features, services and materials available to you, and to respond to your inquiries, we may share your personal information with third parties that perform functions on our behalf such as companies or individuals that host or operate our site; analyze data; provide content or customer service; attorneys, auditors and service providers.

  • Your Agreement to Have Your Personal Information Shared. While on our site, you may have the opportunity to opt-in to receive information and/or marketing offers from someone else or to otherwise consent to the sharing of your information with a third party. If you agree to have your personal information shared in that manner, it will be disclosed to the third party and be subject to the privacy policy and business practices of that third party.

  • Legal Disclosure. We may transfer and disclose information, including without limitation your Personal Information, to third parties to comply with a legal obligation, only when: we believe in good faith that the law requires it; at the request of governmental authorities conducting an investigation; to respond to an emergency; or otherwise to protect the rights, property, safety, or security of third parties, visitors to our site or the public.

  1. Information Received from Third Parties

We may occasionally receive information about you from third parties. For example, you may choose to participate in a third party application or feature, such as our Twitter, Facebook or LinkedIn profiles, through which you allow us to collect (or the third party to share) information about you, including personal information.

We may also supplement the information we collect about you with outside records from third parties in order to enhance our ability to serve you, to tailor our content to you, and to offer you opportunities to purchase products or services that we believe may be of interest to you. In those cases, we will apply this Privacy Policy, unless we have expressly disclosed otherwise.

  1. You Choose

You may always direct us not to share your personal information with third parties, not to use your personal information to provide you with information or offers, or not to send you newsletters, e-mails or other communications by notifying us at  InvestingFromTheBeach@gmail.com  or following the removal instructions in the communication that you receive. Your opt-out request will be processed as soon as feasible, but in any event within 30 days of the date on which we receive it.

If you wish to verify, correct, or update any of your personal information collected through our site, you may contact us at the above address. In accordance with our routine record keeping, we may delete certain records that contain personal information you have submitted to us. We are under no obligation to store such personal information indefinitely and disclaim any liability arising out of, or related to, the deletion of such personal information. In addition, you should be aware that it is not always possible to completely remove or delete all of your information from our databases without some residual data because of backups and other technological reasons.

  1. Advertising / Behavioral Targeting and How to Opt Out.

We license technology to serve advertisements on this site and within its content as that content is served across the Internet. In addition, we may use third-party network advertisers to serve advertisements and third-party analytics vendors to evaluate and provide us with information about the use of this site and viewing of our content. We do not share personal information with these third parties, but ad network providers, the advertisers, the sponsors, and/or analytics service providers may set and access their own cookies, pixel tags, and similar technologies on your device, and they may otherwise collect or have access to information about you, including usage information. We and our network advertisers may target advertisements for products and services in which you might be interested based on your visits to both this site and other web sites. We may use a variety of companies to serve advertisements.

If you prefer to not receive targeted advertising, you can opt out of some network advertising programs that use your information. To do so please visit the NAI Opt-Out Page: http://www.networkadvertising.org/managing/opt_out.asp.

Note: Even if you choose to opt out and remove your information, you will still see advertisements while you’re browsing online. However, the advertisements you see may be less relevant to you and your interests. Additionally, many network advertising programs allow you to view and manage the interest categories they have compiled from your online browsing activities. These interest categories help determine the types of targeted advertisements you may receive. The NAI Opt-Out Page provides a tool that identifies its member companies that have cookies on your browser and provides links to those companies.

  1. Children Under Age 13

Neither this site nor its content are directed to children under 13. We do not knowingly collect personally identifiable information from anyone under 13 years of age. If we determine upon collection that a user is under this age, we will not use or maintain his or her personal information without the parent/guardian’s consent. If we become aware that we have unknowingly collected personally identifiable information from a child under the age of 13, we will make reasonable commercial efforts to delete such information from our records.

  1. Safekeeping of Your Information

We use certain reasonable security measures to help protect your personal information. However, no electronic data transmission or storage of information can be guaranteed to be 100% secure. Please note that we cannot ensure or warrant the security of any information you transmit to us, and you use our site and provide us with your information at your own risk.

  1. Links to Other Sites

This site may contain links to other sites that we do not own or operate. This includes links from advertisers, sponsors and business partners. We do not control, recommend or endorse, and are not responsible for those sites or their content, products, services or privacy policies or practices. These other web sites may send their own cookies to your device, they may independently collect data or solicit personal information, and may or may not have their own published privacy policies. You should also independently assess the authenticity of any site which appears or claims that it is or related to us (including those linked to through an email or social networking page). 

  1. Consent to Processing International Transfer of Information

This site is operated within the United States. However, the nature of the worldwide web makes it inevitable that information is transmitted on an international basis. If you are located in the European Union, Canada, or elsewhere outside of the United States, please be aware that by using our site, or providing us with any information, you consent to the collection, processing, maintenance, and transfer of such information in and to the United States and other applicable territories in which the privacy laws may not be as comprehensive as or equivalent to those in the country where you reside and/or are a citizen.

  1. Changes to this Policy

Please note, we may change information on this site and/or this Privacy Policy at any time without prior notice to you, and any changes will be effective immediately upon the posting of the revised Privacy Policy on this site. However, we will use your personal information in a manner consistent with the Privacy Policy in effect at the time you submitted the information, unless you consent to the new or revised policy.

  1. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us at: InvestingFromTheBeach@gmail.com